Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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Personal injury protection covers medical bills, lost wages and other expenses for you and other people who are injured in your car, regardless of who caused the accident. It can also cover you if you ...

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Also known as "no-fault" insurance, personal injury protection (PIP) pays for a driver's medical, rehabilitative and living expenses after a car accident — regardless of who was at fault. New Jersey's ...