Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance ...

Dividend discount model (DDM) evaluates stock based on future dividends, using cost of capital and growth rate. Most common DDM, the Gordon Growth Model, calculates intrinsic stock value by dividing ...

Accrued interest grows daily and varies if paid off early, affecting loans and credit costs. Monthly accrued interest is calculated using the average daily balance method. Bond sellers should include ...

A home equity loan lets you borrow money using your home as collateral. You'll get a lump-sum payment and repay the loan with fixed-rate interest over a predetermined term. Some or all of the mortgage ...

Byrna’s strong gross margins, retail momentum, and Compact Launcher leadership support sustained EPS growth and operating ...