Capital budgeting involves determining the most advantageous investment options for your small business's liquid assets, that is, the money you have readily available on hand for expenses. Accountants ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

A budget variance is a discrepancy between the predicted cost or revenue in a given account. A budget variance may include a revenue shortfall due to an inaccurate estimate, or a sudden and unexpected ...

A zero-based budget is a budgeting method in which every dollar of income is allocated for a specific purpose. This budgeting approach involves starting from scratch and allocating every dollar of ...

Tracking every dollar in a spreadsheet or following a color-coded budget is simply not everyone's cup of tea, and that's OK.

A new guide by an independent management consultant walks agencies through concrete examples of how they can do a better job of connecting their budgets to both daily activities and broader ...

If you are a single mom, you don’t want to get to the end of the month and wonder where all your money went. Single moms have unique financial challenges, since they often operate a household on one ...

Ian Group has paid down $190,000 in student loans. Budgeting has been a key component of his debt-management strategy. He shared screenshots of the budget template he created and explained how it ...